Get a Customized Home
Insurance Policy
Call today for a free quote.
(979) 549-7749
Great and fast customer service. They have different companies, but I have Progressive through them. They are very professional and explain everything.
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- Fabiola Molina, Google Review
Make Sure Your Home Insurance Policy Meets Your Needs
Your home is one of the most significant purchases you'll ever make. Protect your investment with an insurance policy that offers adequate coverage. If you own your home, you should speak with an agent from Lara & Associates Insurance today.
We can review your current homeowner's insurance policy, let you know if there are any gaps in your coverage, and then help you find a policy that sufficiently meets your needs. You'll have a variety of coverage options, including:
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The structure of your home
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Replacement costs
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Personal possessions (up to a set limit)
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Living expenses in case of a disaster
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Liability
You can also add supplemental policies such as:
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Valuable articles/floater policies (i.e., jewelry insurance)
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Flood policies
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Umbrella policies (additional liability)
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Renters Insurance to Protect You and Your Property
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The landlord of your apartment has insurance, but it probably only covers the building where you live - not your belongings or your liability for accidents. If your possessions are stolen during a break-in or damaged by a fire or severe weather, a renters insurance policy can allow you to recover their value. If someone is injured during an accident in your home, renters insurance can help protect you in the case of a liability lawsuit.
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Safeguard Your Mobile Home
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Mobile home insurance covers risks associated with owning a mobile home. It is very similar to a standard homeowner's insurance policy.
Mobile home insurance can provide coverage for damage to the actual structure of a mobile home, the personal effects within it, and the personal liabilities of its owner.
PROTECT WHAT MATTERS MOST
The threats are real.
45% of Americans carry
medical debt.1
About 1 in 12 Americans with health-
care debt say they have lost their home at
least in part because of that debt.2
The consequences don’t have to be.
Join the millions who worry less, breathe easier, and experience peace of mind with a Life Insurance policy with
Living Benefits.
Death Benefit
Protect what matters most —
leave a legacy not a liability.
Living Benefits
Access all or part of your death
benefi t in the event of a qualifying
terminal illness, chronic illness,
critical illness, or critical injury
or a qualifying diagnosis of
Alzheimer’s disease.
Cash Value
Your permanent life insurance
policy can build cash value,
which you can access through
policy loans or withdrawals as
potential supplemental income
in your retirement.